Bank Stress Test with Sherry Love Scotiabank

September 25, 2017

Our special guest today is Sherry Love, a senior mortgage specialist with Scotiabank, and we discuss the "Stress Test", which is a bank requirement for people applying for residential mortgages in Canada. Sherry explains how this works - how people must now qualify at a higher rate than the actual mortgage that they are getting. 



How Long will the Toronto Real Estate Market Slump Last?

August 15, 2017

We compare the Toronto real estate market slump with the slowdown that Vancouver experienced, after both cities implemented a "foreign buyer tax". Will Toronto follow Vancouver's lead, where the slowdown lasted for eight months? Watch the video at


Ontario Rent Control 2017

April 27, 2017

We discuss one component of the recent Ontario government real estate initiatives - changes to the Rent Control Act. Find out how premier Kathleen Wynne has not addressed the essential problem here, and why this will only contribute to higher rents in the future, in the Greater Toronto Area. Video at

Randy Selzer

1100 Burnhamthorpe Rd W

Mississauga, ON L5C 4G4



Ontario Foreign Buyer Tax 2017

April 21, 2017

The Ontario government has instituted a 15% tax for foreign, non-resident buyers of residential real estate in the Greater Golden Horseshoe Area - an area stretching from Niagara Falls to Mississauga to Toronto to Peterborough. We discuss the rationale behind the tax, which is part of an effort to slow the local real estate market, and offer views whether it will work, or not. See the full video at


2017 Real Estate Market Mississauga

February 23, 2017

We review the real estate market in Mississauga, compare sales and prices from 2016, and look forward to what will happen in 2017. See the full report, with video transcript at