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Real estate agent, podcast host and market commentator Randy Selzer is best known for his insightful commentary on real estate happenings in the Greater Toronto Area, and for unveiling truths in his main blog at www.randyselzer.com. Randy utilizes his 25+ years experience working in the real estate industry to bring you insider knowledge that can help you to make the right decisions in real estate. Randy‘s focus covers Mississauga, Oakville, and the Greater Toronto Area, and after guesting on various local podcasts and broadcasts, in 2019 decided to officially launch his own podcast, the Randy Selzer Real Estate Podcast. Randy excels at breaking down complex financial and investment topics into informative and entertaining podcasts.
Episodes

Friday Nov 18, 2022
Mortgage Trigger Rate
Friday Nov 18, 2022
Friday Nov 18, 2022
What is a Trigger Rate?
Today's special guest Denise Pisani and I discuss the Mortgage Trigger Rate situation with variable rate mortgages.
Topics include:
- fixed rate mortgage vs. variable rate mortgage
- 2 types of variable rate mortgages
- adjustable rate mortgages (ARM)
- variable rate mortgages with a fixed payment (VRM)
- what to do when you get a trigger rate letter from the bank
- trigger rate options: lump sum payments, extended amortization, increased monthly payments
- what to expect in 2023
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