Randy Selzer Real Estate Podcast

Real Estate Bidding Wars

Latest podcast with Denise Pisani, we go in depth on multiple offers. We address topics such as: Is it safe to make a firm offer if you are pre-approved at the bank? Will a conditional offer even work in today's market? What happens if the bank appraisal comes in low? and lots of other fun stuff!

#realestate #realestateagent #realestateagentMississauga #realtorlife #offers #biddingwars #houses #condos #RandySelzer #DenisePisani #financehelp #mortgage #mortgages

 

You can reach Denise at: denise@mortgageinthecity.ca

Find her on Instagram: https://www.instagram.com/mortgageinthecity

Contact Randy at: rselzer@sutton.com

Check out my Insta at https://www.instagram.com/randyselzer/

 

Tax-Free Investing with Personal Pension Plans

We interview Jean-Pierre Laporte, CEO of Integris Pension Management Corp., on advanced techniques in tax planning and pensions. Topics include how to incorporate as a professional, how to set up a personal pension plan, and how to use that pension plan to purchase real estate investments which will then grow in a tax-exempt environment. When purchased through a pension plan, real estate investments grow tax free. Rents paid by tenants are not claimed as income, and if you sell the property, there is no capital gains tax to pay. Learn the critical differences between Personal Pension Plans (PPP) and RSPs. We cover how to avoid paying tax when you transfer assets to your children, how to buy U.S. property through a Canadian personal pension plan, and how to pool pensions together with other incorporated individuals.

 

You can reach Jean-Pierre ("JP") at:

 

jp.laporte@integris-mgt.com

1- 844-484-3777

https://integris-mgt.com/

 

#realestate #pensionplans #tax 

 

 

 

 

Should You Consider Retirement Living?

We interview Anthony Woods, a consultant with Chartwell Retirement Residences. As baby boomers get older, many are faced with the decision of whether they should consider moving into a retirement residence, or not. We cover the options available to everyone: you can stay in your existing home, downsize, move to a condo, rent an apartment, or move to a retirement residence. Learn about the different types of retirement homes, and compare features and benefits.

 

Reach Anthony at: awoods@chartwell.com

https://chartwell.com/

 

How to Make Your Canadian Mortgage Tax Deductable

We talk with bestselling author Robinson Smith about the Smith Manoeuvre, a way for Canadians to create tax deductions from the mortgage loan on their principal residence.

Learn how to get a special "re-advanceable" mortgage that combines your mortgage loan with a line of credit. Use the line of credit to make further investments. Over time, the Smith Manoeuvre gradually converts your non-deductable mortgage loan interest to tax deductable investment interest.

Rob explains exactly how it works. This strategy is allowed by the Canada Revenue Agency (CRA), and these special re-advanceable mortgages are offered by the big five banks in Canada.

#smithmanoeuvre #mortgages #realestate

Contact Rob Smith at: robsmith@smithman.net

https://www.smithman.net

Check out Rob's bestselling book here: https://www.amazon.ca/Master-Your-Mortgage-Financial-Freedom/dp/1999171608/ref=sr_1_1

 

How to Buy a Multi Unit Property

We interview special guest Denise Pisani, on how to buy a multi unit property. Learn all about multi family mortgage loan requirements, how to lower your down payment by occupying one part of a duplex, what interest rates apply, how to qualify, and whether or not multi family, multiplex real estate is for you.

You can reach Denise at: denise@mortgageinthecity.ca

also, find her on Instagram: https://www.instagram.com/mortgageinthecity/

Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556

Topics include down payment, interest rates, how to qualify, owner occupied units, duplex, triplex, four and five unit investments, and more.

Asset Protection Strategies

New Interview! We talk with Scott Smith, an attorney with Royal Legal Solutions in Austin, Tx. on how to set up asset protection strategies for real estate and other investments. Learn how to construct a corporate shield around your investments, by utilizing a Limited Partnership structure, in tandem with an LLC, that will protect you against lawsuits and other dangers.

 

Reach Scott here: scott@royallegalsolutions.com

 

https://royallegalsolutions.com/

 

 

 

How to Refinance Your Mortgage

Special guest Denise Pisani shares secrets and tips on how to refinance your mortgage, including how to pull equity out for debt consolidation, home improvements, future investments, and more. Reach Denise at denise@mortgageinthecity.ca

 

Canada Election 2021 Real Estate Promises

We summarize promises made by Canada's four major political parties - Liberals, Conservatives, NDP, and Green, regarding real estate. Each party has its own approach to making housing more affordable, restricting foreign ownership, mortgage rules, increasing supply, green initiatives, and more. You can compare their approaches here. 

Rent to Own Homes - How Does it Work?

We discuss Rent to Own from the perspective of the real estate investor, with special guests Maninder Chauhan and David Pereira. Does it work? Does it even make sense in today's market? See how smart investors are using this technique to create targeted returns with a clear exit strategy.  

Toronto Real Estate Market - an Interview with David Gorski

My talk with David Gorski, Broker Owner of Sutton Group - Summit Realty Inc., where we discuss the real estate market, and where it's headed. Get advice for both buyers and sellers, find out about how Covid-19 has affected us all, learn where interest rates are headed. #realestate #realestateagent #mississaugarealestate #torontorealestate #oakvillerealestate #realtorlife #realtorsofinstagram #randyselzer #suttongroup #mississauga